Many Americans are struggling to afford their energy bills in the COVID-19 recession

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13% of respondents had been unable to pay an energy bill during the prior month, 9% had received an electricity utility shutoff notice, and 4% had had their electric utility service disconnected. Several months into the COVID-19 pandemic crisis, lower-income families are struggling to pay their energy bills. That’s a big concern during extreme events such as summer heat waves , which can be deadly—especially for elderly people , young children, people of color, and the poor . Read Full Story

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Paying your Netflix bill on time could boost your credit score with this free service

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A free service from Experian called Experian Boost lets people improve their credit scores by paying their monthly bills on time. We’ve all been binging more Netflix than ever thanks to the COVID-19 pandemic. The streaming service has become a lifesaver for many who are just looking for ways to pass the time. Yet now there’s another benefit for being a Netflix subscriber: It could help boost your credit score—if you pay your bill on time, that is. Read Full Story

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Bernie wants to tax billionaires for COVID-19 gains. But his data is faulty

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The Make Billionaires Pay Act would tax billionaires—including Jeff Bezos, Mark Zuckerberg, and Elon Musk—60% on their gains since the start of the pandemic lockdown to help subsidize healthcare. Senator Bernie Sanders (I-VT) introduced a new bill Thursday that would slap a one-time 60% tax on the riches U.S. billionaires, many of them tech billionaires, have accumulated after the COVID-19 pandemic hit the U.S. in mid-March. Read Full Story

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Americans laid off due to COVID-19 want to know what how landlords expect them to pay. We asked some

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Renters whose jobs have disappeared because of the pandemic simply have no way to make more income. Landlords say their bills are coming due, too, and it will be worse if their properties are bought up by hedge funds. We need a holistic solution. With many workplaces still closed, hundreds of thousands of jobs already lost, and the $600 unemployment benefit over (for now), tens of millions of renters across the country are trying to do the impossible math of paying rent despite their income disappearing into the pandemic. Americans barely had savings before COVID-19 hit. For someone who lost their job because of the COVID-19 crisis and now has to pay $1,200 in rent when they’re getting less than $300 a week on unemployment, what does their landlord honestly expect them to do, especially when its a problem hitting so many millions of tenants, at the same time, through …

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This startup wants workers to get access to their wages before payday

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Immediate wants to offer a way to get money you earned faster in case you have an emergency bill, for a small flat fee instead of a high-interest loan. Imagine you have an electric bill due Wednesday, but you don’t get paid until Friday. Then you got a flat tire. You need to fix the car to make it to work for the rest of the week, and you also still need to buy groceries. That bill payment will have to wait, which means you could end up with a penalty, a ding against your credit score, or even with your lights shut off. Read Full Story

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The U.S. can get to 90% clean electricity in just 15 years

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And by 2045, the electric grid could be entirely renewable. Until recently, climate experts projected that it wouldn’t be possible to decarbonize the electric grid until 2050—and that moving to fully renewable energy could raise the price of electricity for consumers. But the cost of wind, solar, and battery storage has fallen so quickly that in just 15 years, the U.S. could feasibly run on 90% clean electricity, with no increase in electric bills. And adding new renewable infrastructure could create more than half a million new jobs each year. By 2045, the entire electric grid could run on renewables. Read Full Story

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How to Reduce E-Commerce Overhead

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We’re well into the digital age, and e-commerce stores are more prevalent than ever. There are an estimated 12 million to 14 million online stores worldwide—and those numbers grow every day. The popularity of online stores makes sense. With just a few hundred dollars, you can have a fully-functioning online business. While online stores tend to have fewer expenses, e-commerce overhead can quickly add up. As a business owner, you should always be looking for ways to cut costs. Where do you start? Which costs can you forgo, and which do you need? How can you ensure you’re not stunting your business’ growth? That is what this article will cover. Let’s look at the most effective ways to reduce your online store costs. What Are E-Commerce Overhead Costs? Overhead is an accounting term that refers to most business-related expenses. Investopedia explains, Overhead refers to the ongoing business expenses not directly …

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Should You Add Buy Now, Pay Later Options to Your E-commerce Site?

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There have never been as many ways to pay online as there are today. Nor has it ever been more important to make sure you offer your consumers their preferred option. For some, that might be a long-trusted Visa or Mastercard. Others may prefer Apple Pay, PayPal, or another digital wallet. And, increasingly, consumers are choosing to use buy now, pay later solutions when they checkout. But what is this payment solution? And is it time you added buy now, pay later to your website? Read on to get my views on the topic. What is Buy now, Pay Later? The name says it all. “Buy now, pay later” literally lets consumers buy a product and have it delivered while delaying payment until a later date. This option is very similar to the old-school layaway method, in which stores let consumers reserve an item while paying it off in installments. …

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